Financism

Essential finance concepts, investment terms, valuation tools, and financial analysis keywords.

Core Finance Concepts

Finance Time Value of Money Present Value Future Value Net Present Value NPV Internal Rate of Return IRR Discount Rate Compounding Discounting Annuity Perpetuity Effective Annual Rate EAR

Corporate Finance

Capital Budgeting Cost of Capital WACC Capital Structure Leverage Debt Financing Equity Financing Free Cash Flow FCF Working Capital Dividend Policy Payout Ratio Retained Earnings

Valuation

Discounted Cash Flow DCF Enterprise Value EV Equity Value Intrinsic Value Fair Value Market Value Book Value Terminal Value Growth Rate Dividend Discount Model DDM Comparable Company Analysis Precedent Transactions

Investments

Stocks Bonds Mutual Funds ETF Index Funds Hedge Funds Private Equity Venture Capital REITs Portfolio Management Asset Allocation Diversification Market Efficiency

Risk and Return

Risk Return Expected Return Risk Premium Beta CAPM Alpha Sharpe Ratio Volatility Standard Deviation Systematic Risk Unsystematic Risk Value at Risk VaR

Financial Statements and Ratios

Balance Sheet Income Statement Cash Flow Statement Revenue Net Income EBIT EBITDA Operating Cash Flow Profit Margin Return on Assets ROA Return on Equity ROE Price-to-Earnings Ratio P/E Ratio Debt-to-Equity Ratio

Personal Finance

Budgeting Saving Investing Retirement Planning Emergency Fund Mortgage Credit Score Compound Interest Wealth Management Financial Independence Tax Planning